Written and fact-checked by the Funded Futures Family team. Firm presets are checked against each firm’s published terms on the date shown. Last reviewed September 9, 2026.
Prop firm pricing hides in three places: the evaluation fee you see, the activation or funded-account fee you find out about after you pass, and the consistency rule that decides when you can actually request the money. This calculator adds them up. Enter the numbers from any firm’s pricing page, or start from a preset, and it returns what you will have paid by your first payout, the largest single day the consistency rule allows, and what you net after the split.
Cost to your first payout
$0
Consistency rule
First payout, net
Presets are the firms’ published terms on the date shown in the dropdown. Promotions rotate, so type in the checkout price you actually see. This tool does not include exchange data fees or platform fees. It is an estimate, not a quote.
How to read the result
Cost to first payout is the evaluation fee times the months you need, plus any resets, plus the activation fee, plus any monthly fee the firm charges on the funded account before you are paid. A firm with a $12 evaluation and a $79 activation fee costs $91 to reach a funded account. A firm with a $79 evaluation and no activation fee costs $79. Sticker price alone tells you nothing.
The consistency rule caps how much of your total profit can come from one day at the moment you request a payout. With a 40% rule and $1,500 in profit, no single day may be larger than $600. If your best day is $900, you keep trading until total profit reaches $2,250 and the ratio is back under 40%. Some firms apply the rule only on the funded account, some on the evaluation too, and some not at all. Check which stage the number applies to before you buy.
Where the preset numbers come from
Each preset carries the date it was verified against the firm’s own pricing page or help center. Promotions rotate, often daily, so the checkout price you see may be lower than the list price in the preset. Type the checkout price in if it differs. The full dated comparison lives on our cheapest 25K futures prop firm page and is refreshed monthly.
Frequently asked questions
What is an activation fee at a prop firm?
An activation fee is a one-time charge some firms bill when you move from a passed evaluation to a funded account. It is separate from the evaluation fee and is often not shown on the pricing page. Some firms offer a monthly funded-account fee instead of a one-time activation fee. Funded Futures Family charges neither on any plan.
What is a consistency rule?
A consistency rule is a limit on how much of your total profit may come from a single trading day, measured when you request a payout. It is written as a percentage, usually between 20% and 50%. If one day is a larger share than the rule allows, the payout request is refused until you have added enough profit on other days to bring the ratio back under the limit.
Does this calculator include data or platform fees?
No. Exchange data fees and platform subscriptions vary by platform and by whether the firm includes them. Add them to the activation fee field if you want them counted.
Which Funded Futures Family plan has no consistency rule?
Prime has no consistency rule on the evaluation and a 40% rule on the funded account. Premier+ with Fast Pass has no evaluation consistency rule; on the funded account, accounts purchased on or after September 9, 2026 carry a 40% rule and accounts bought earlier have none. Velocity carries a 40% rule unless the daily payout add-on is purchased. Straight to Funded has a 25% rule. The Velocity Daily Payout add-on removes the funded rule entirely.