FFF Plan Update, October 2026: Payday Joins Core, Labs Goes Invite Only, Accelerate Rules Change
Writer
Funded Futures Family Team
Written and fact-checked by the Funded Futures Family team. Plan terms are checked against the help center articles for Accelerate 25K, Accelerate 50K, Accelerate payout requirements, Accelerate consistency, S2F Payday and Sniper, and against the challenge selector on fundedfuturesfamily.com. Last verified October 27, 2026.
On October 22, 2026, Funded Futures Family (FFF) split its plans into two groups. Core plans are Velocity, Premier+, Prime and Straight to Funded, which now includes S2F Payday. Labs plans are Sniper, S2F Accelerate 25K and 50K, and Choice, added on October 26, and every Labs plan is now invite only. On the same date, S2F Accelerate accounts bought on or after October 22 moved to a consistency rule of 20%, then 25%, then 30% by payout, plus a profit target of $2,000 on 25K or $4,000 on 50K before each payout. Accounts bought before October 22 keep their original rules.
What changed, in one table
| Change | Before October 22, 2026 | From October 22, 2026 |
|---|---|---|
| Plan groups | Evaluation, Straight to Funded and Labs | Core (Velocity, Premier+, Prime, S2F Standard, S2F Payday) and Labs (Sniper, S2F Accelerate 25K and 50K, Choice) |
| Labs access | Open to any trader | Invite only |
| S2F Payday | A Labs plan (Test #02) | A Core plan, under Straight to Funded. Rules unchanged. |
| S2F Accelerate consistency | 25% for the life of the account | 20% for payout 1, 25% for payout 2, 30% for payout 3 and after |
| S2F Accelerate profit target | None | $2,000 (25K) or $4,000 (50K) of new profit before each payout |
| New Labs plan | None | Choice, added October 26, 2026 |
The Accelerate changes apply by purchase date. An Accelerate account bought before October 22, 2026 keeps 25% lifetime consistency and has no added profit target.
S2F Payday is now a Core plan
S2F Payday launched in FFF Labs on October 5, 2026 as Test #02. It now sits in Core, next to S2F Standard under Straight to Funded on the challenge selector, and it is not invite only. Its rules did not change with the move:
| S2F Payday 50K rule | Value |
|---|---|
| Account size | $50,000, straight to funded, no evaluation |
| Max drawdown | $2,000, End-of-Day trailing, locks at $50,000 once you close a day at $52,000 |
| Daily loss limit | $1,000, hard breach |
| Consistency rule | 40% |
| Before a payout | 7 trading days of $200+ and $3,000 of profit between payouts |
| Max payout | $1,000 for payouts 1 and 2, $1,250 from payout 3 |
| Max contracts | 5 minis or 50 micros, with a scaling plan |
| Profit split | 90/10 |
Payday is a one-time purchase. The price shown on the selector changes with promotions, so check checkout for the current figure.
What changed on S2F Accelerate?
S2F Accelerate is FFF’s straight to funded account with full position size from day one: 3 minis or 30 micros on 25K and 5 minis or 50 micros on 50K, with an intraday trailing drawdown that never locks ($1,000 on 25K, $2,000 on 50K), no daily loss limit and 5 qualifying trading days of $200 or more before a payout. Two rules changed for accounts bought on or after October 22, 2026.
1. Consistency now steps up by payout
Your largest single trading day must be no more than a set share of your total account profit when you request a payout. The share is 20% for the first payout, 25% for the second and 30% for the third and every payout after. The formula is largest day’s profit divided by total profit. A $1,000 best day on $4,000 of profit is 25%, which meets the 25% and 30% steps but not the 20% step.
2. A profit target before every payout
You must earn $2,000 of new profit on a 25K account, or $4,000 on a 50K account, before each payout. The target resets after every payout, and profit carried over from an earlier cycle does not count toward the next one. All other payout requirements still apply.
| S2F Accelerate rule | Bought before Oct 22, 2026 | Bought on or after Oct 22, 2026 |
|---|---|---|
| Consistency | 25% for the life of the account | 20% / 25% / 30% for payouts 1 / 2 / 3+ |
| Profit target per payout | None | $2,000 (25K), $4,000 (50K), resets after each payout |
| 25K payout buffer and max payout | $1,100 buffer (request only profit above it), $500 per payout, no lifetime cap | |
| 50K payout buffer and max payout | Balance above $52,100, $1,250 for payouts 1 and 2, $1,500 from payout 3 | |
| Drawdown | Intraday trailing, never locks, does not reset after a payout | |
Worked example: a first payout on Accelerate 25K
Take a 25K Accelerate account bought on October 23, 2026. The trader makes $400 on each of five days. Total profit is $2,000, which meets the target. The best day is $400, exactly 20% of $2,000, which meets the first-payout consistency step. The balance is $27,000.
The trader can only request profit above the $1,100 buffer, so $900 is available, and the 25K cap is $500 per payout. A $500 request pays $450 at 90/10 and leaves a $26,500 balance. Because the intraday trailing floor followed the account’s highest balance, it now sits at $26,000 or higher, so at most $500 of room remains. The next payout needs another $2,000 of new profit.
What does invite only mean for FFF Labs?
Labs is where FFF tests new plan designs. From October 22, 2026, Sniper, Choice and S2F Accelerate are marked Invite Only on the challenge selector. Core plans are not affected and remain available to any trader through the selector.
What did not change
- Sniper 25K keeps its launch rules: $750 End-of-Day drawdown that never locks, no daily loss limit, no consistency rule, $2,500 of profit required between payout requests, 1 mini or 10 micros, and payouts of up to $500 for payouts 1 and 2 and $1,000 from payout 3. Sniper also requires you to be flat from one minute before to one minute after high-impact USD news.
- S2F Payday’s rules are the same. Only its group changed.
- Accelerate accounts bought before October 22, 2026 keep 25% lifetime consistency and no added profit target.
Now the part that flatters us less
For new buyers, S2F Accelerate got harder to get paid from. We would rather you hear that from us.
- The first payout is the strictest. 20% consistency is tighter than the old 25% rule, and on a $2,000 first cycle no single day can exceed $400.
- On 25K, the target is four times the payout cap. You need $2,000 of new profit for each payout of at most $500, and the rest stays in the account.
- Each payout shrinks your room. The intraday drawdown follows your highest balance, open profit included, and stays put after a payout.
- Older pages describe the old rules. Our Labs launch guide and earlier Accelerate articles describe 25% lifetime consistency. That rule now applies only to accounts bought before October 22, 2026.
- Labs plans need an invite. Without one, the Core plans are the ones you can buy today.
Frequently asked questions
Do the new S2F Accelerate rules apply to my existing account?
Only if you bought it on or after October 22, 2026. Accounts bought before that date keep 25% consistency for life and have no added profit target.
What is the S2F Accelerate consistency rule now?
For accounts bought on or after October 22, 2026, your largest day can be at most 20% of total profit for the first payout, 25% for the second and 30% for the third and later payouts.
Does the Accelerate profit target carry over between payouts?
No. The $2,000 (25K) or $4,000 (50K) target resets after each payout, and profit from an earlier cycle does not count toward the next one.
Is S2F Payday still available?
Yes. S2F Payday moved from Labs to Core on October 22, 2026. It is listed under Straight to Funded on the challenge selector and is not invite only.
Did S2F Payday’s rules change?
No. Payday keeps its $2,000 End-of-Day drawdown that locks at $50,000, $1,000 hard-breach daily loss limit, 40% consistency, 7 qualifying days, $3,000 of profit between payouts and payouts of up to $1,000, then $1,250 from payout 3.
Which FFF plans are invite only?
The Labs plans: Sniper, Choice, and S2F Accelerate 25K and 50K. Velocity, Premier+, Prime, S2F Standard and S2F Payday are Core plans and are not invite only.
What is the newest FFF Labs plan?
Choice, added on October 26, 2026. It is an evaluation in four sizes that lets you pick Daily Pay or Weekly Pay after you pass. See our Choice plan guide.
Check the terms before you buy
The help center articles linked at the top of this page are the source of truth for every rule here. Read the one for your plan before you buy.
Related: FFF Choice plan explained, FFF Labs: Sniper, Payday and Accelerate 25K, S2F Accelerate, trailing vs End-of-Day drawdown
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