FFF Labs: Sniper, Payday and Accelerate 25K Explained (2026)
Writer
Funded Futures Family Team
Written and fact-checked by the Funded Futures Family team. Plan terms are checked against the official help center articles for Sniper 25K, Payday 50K and Accelerate 25K. Last verified October 7, 2026. This is a product guide from FFF, not an independent review.
On Monday, October 5, 2026, Funded Futures Family launched FFF Labs: three new straight to funded futures accounts called S2F Sniper 25K, S2F Payday 50K and Accelerate 25K. Each one is a one-time purchase with no evaluation. You start on a simulated funded account and the funded rules are the only rules. The three plans differ in almost everything else, so this guide lays out each rulebook, works through the math on a first payout, and says plainly who each plan does not suit.
FFF Labs at a glance
| Rule | S2F Sniper 25K | S2F Payday 50K | Accelerate 25K |
|---|---|---|---|
| Price | $69.99, one-time | $79.99, one-time | $39.99, one-time |
| Account size | $25,000 | $50,000 | $25,000 |
| Evaluation | None | None | None |
| Max drawdown | $750, End-of-Day trailing, never locks | $2,000, End-of-Day trailing, locks at $50,000 once you close a day at $52,000 | $1,000, intraday trailing, never locks |
| Daily loss limit | None | $1,000, hard breach | None |
| Consistency rule | None | 40% | 25% |
| Before a payout request | $2,500 profit since the last request | 7 days of $200+ and $3,000 profit since the last payout | 5 days of $200+ and a balance above the $1,100 buffer |
| Payout frequency | Daily, once requirements are met | Each time requirements are met | Each time requirements are met |
| Max payout | $500 (payouts 1 to 2), $1,000 (3+) | $1,000 (payouts 1 to 2), $1,250 (3+) | $500 per payout, no lifetime cap |
| Max contracts | 1 mini or 10 micros | 5 minis or 50 micros | 3 minis or 30 micros |
| Scaling plan | None | Yes | None |
Prices are the launch prices at the time of writing. Checkout always shows the current price.
What is FFF Labs?
Labs is the third account type in the FFF challenge selector, next to Evaluation and Straight to Funded. Every Labs plan works the way straight to funded works at FFF: you pay once, you skip the evaluation, and your first trade happens on a funded account. There is no monthly subscription and no activation fee.
FFF numbered the three launches as tests. Sniper is Test #01, Payday is Test #02 and Accelerate 25K is Test #03. Each one tries a different trade-off between how tight the risk rules are and how quickly you can ask for money.
The accounts are simulated funded accounts, the same stage FFF calls sim funded on every plan. You trade live market data on a simulated balance, and FFF pays approved profits at a 90/10 split, 90% to you. The account size is the balance you trade, not cash you can withdraw. You choose Tradovate or WealthCharts at checkout.
If you are still deciding between buying an evaluation and buying a funded account outright, start with evaluation vs instant funding. The rest of this guide assumes you have picked straight to funded.
S2F Sniper 25K: no consistency rule and no daily loss limit
Sniper is built for traders who take a few high-conviction trades and do not want a rule that punishes one big day. There is no consistency rule, no daily loss limit and no minimum number of trading days. You can request payouts daily once you meet the payout requirement.
| Sniper 25K rule | Detail |
|---|---|
| Price | $69.99, one-time |
| Max drawdown | $750, End-of-Day trailing, never locks |
| Daily loss limit | None |
| Consistency rule | None |
| Profit required between payouts | $2,500 |
| Payout frequency | Daily |
| Max payout | $500 each for payouts 1 and 2, then $1,000 each from payout 3 |
| Max contracts | 1 mini or 10 micros, no scaling plan |
| News | Must be flat from 1 minute before to 1 minute after high-impact USD news |
How a Sniper payout works
The only gate is profit. You need $2,500 in profit to request a payout. Once you request one, the requirement starts over and you need another $2,500 before the next request.
A worked example. You start at $25,000 and close a few trades for $2,500 in profit. Your balance is $27,500, so you can request up to $500 as your first payout, and $450 reaches you after the 90/10 split. To request payout #2 you make another $2,500. From payout #3 the cap rises to $1,000 per request.
The first Sniper payouts were paid within 48 hours of launch, at $450 each after the split. With no consistency rule and no minimum days, one strong session can be enough to qualify.
What $750 and 1 mini mean in points
On one E-mini Nasdaq-100 (NQ) contract at $20 a point, the $750 drawdown is 37.5 points and the $2,500 target is 125 points. On one E-mini S&P 500 (ES) contract at $50 a point, they are 15 points and 50 points. Ten micros carry the same dollar value per point as one mini.
Because the drawdown is End-of-Day, its level is set from your closing balance. Open profit during the session does not pull the floor up. Read trailing drawdown vs EOD drawdown if the difference is new to you.
The news rule is a hard breach
Sniper does not allow trading through high-impact USD news, the red-folder events on an economic calendar. You must be flat from 1 minute before to 1 minute after the release, and you cannot hold or open a position in that window. Breaking this rule closes the account.
Sniper suits selective traders who would rather make $2,500 in two good sessions than $200 a day for two weeks. It does not suit anyone who needs more than one mini, or who trades CPI and NFP releases.
S2F Payday 50K: a drawdown that locks
Payday is the steady-income plan. It is the largest account in Labs, it has a scaling plan, and its drawdown stops trailing once the account has a cushion. In return, it asks for seven qualifying days and has the strictest daily loss limit of the three plans.
| Payday 50K rule | Detail |
|---|---|
| Price | $79.99, one-time |
| Max drawdown | $2,000, End-of-Day trailing |
| Drawdown lock | Locks at $50,000 once you close a day at $52,000 or higher |
| Daily loss limit | $1,000, hard breach |
| Consistency rule | 40% |
| Qualifying days | 7 days with $200+ profit |
| Profit required between payouts | $3,000 |
| Max payout | $1,000 each for payouts 1 and 2, then $1,250 each from payout 3 |
| Max contracts | Up to 5 minis or 50 micros, with a scaling plan |
How a Payday payout works
You need seven trading days with at least $200 profit each, $3,000 in profit since your last payout, and a largest single day of no more than 40% of your total profit. On $3,000 that means no one day above $1,200.
A worked example. You build the account from $50,000 to $53,000 over seven or more qualifying days, with your best day at $1,100. Once you closed a day at $52,000, the drawdown floor locked at $50,000. You request $1,000, $900 reaches you after the split, and the account sits at $52,000 with a $2,000 cushion above a floor that no longer moves. That lock is the main reason to pick Payday over the other two plans.
The $1,000 daily loss limit ends the account
Payday’s daily loss limit is a hard breach. Losing $1,000 in one session closes the account; it does not just stop you for the day. On five NQ minis at $100 a point, that is 10 points. Size down until the account has room.
Payday suits traders who make a modest amount most days and want a 50K account with a floor that stops moving. It does not suit traders whose edge comes from one large day a week, because the 40% rule and the seven qualifying days work against that pattern.
Accelerate 25K: the lowest price in Labs
Accelerate already existed as a 50K plan. The 25K version moves into Labs at $39.99, with the same intraday trailing drawdown model, three minis and five qualifying days.
| Accelerate 25K rule | Detail |
|---|---|
| Price | $39.99, one-time |
| Max drawdown | $1,000, intraday trailing, never locks |
| Daily loss limit | None |
| Consistency rule | 25% |
| Qualifying days | 5 days with $200+ profit |
| Payout buffer | $1,100. Only profit above $26,100 can be withdrawn |
| Max payout | $500 per payout, no lifetime payout cap |
| Max contracts | 3 minis or 30 micros, no scaling plan |
How the intraday trail behaves
An intraday trailing drawdown follows your highest equity in real time, including open profit. If a trade runs $600 in your favor and you let it come all the way back, the floor has already moved up $600. The account closes the moment equity falls $1,000 below its peak, and the floor never locks.
Three NQ minis move $60 a point, so $1,000 is under 17 points from the high. That makes giving back open profit the main risk on this plan.
How an Accelerate 25K payout works
You need five trading days of $200+ profit, a largest day of no more than 25% of total profit, and a balance above the $26,100 buffer. To withdraw the full $500, the balance has to be at least $26,600. At that point $450 reaches you after the split.
Accelerate 25K suits traders who take profit quickly and want the cheapest way into Labs. It does not suit traders who hold through pullbacks, because the trail counts every tick of open profit.
Which FFF Labs plan fits how you trade
- If one big day is how you make money, Sniper is the only Labs plan without a consistency rule.
- If you make a little most days and want room to grow, Payday has the 50K balance, the scaling plan and the locking drawdown.
- If price matters most and you scalp in and out, Accelerate 25K is $39.99 and lets you trade three minis from day one.
- If you trade the news, none of these is a good first choice. Sniper bans it outright, and the other two have tight drawdowns for a fast market.
For how these compare with other firms, see futures prop firms with no consistency rule.
Now the part that flatters us less
Daily payouts do not mean $500 a day. On Sniper you can request a payout every day, but each request needs $2,500 of new profit, and the first two are capped at $500. The rest of that profit stays in the account. The same applies to Payday: $3,000 of profit per cycle, $1,000 out on each of the first two payouts.
The drawdowns are tight. $750 on Sniper, $1,000 intraday on Accelerate 25K and a $1,000 hard-breach daily limit on Payday all leave little room for a bad first week. The low prices make a blown account cheaper to replace, but the rules are just as strict.
Fast payouts are not typical outcomes. The first Sniper payouts landed within 48 hours, and many accounts on any funded plan never reach a payout at all. Payouts are also denied when a published rule is broken: trading through restricted news on Sniper, VPN or VPS use, microscalping, or account sharing. All of it is covered in FFF’s rules in plain English. If you want to check whether FFF pays before you buy, use the steps in how to vet a futures prop firm and the monthly payout data.
Frequently asked questions
What is FFF Labs?
FFF Labs is a plan type Funded Futures Family launched on October 5, 2026. It has three straight to funded futures accounts: S2F Sniper 25K, S2F Payday 50K and Accelerate 25K. Each is a one-time purchase with no evaluation.
Do FFF Labs plans have an evaluation?
No. You start on a simulated funded account from your first trade. The proof FFF asks for comes on the way to each payout instead: a profit requirement, and on Payday and Accelerate 25K, qualifying days and a consistency rule.
Which FFF Labs plan has no consistency rule?
S2F Sniper 25K. It has no consistency rule, no daily loss limit and no minimum trading days. Payday 50K has a 40% rule and Accelerate 25K has a 25% rule.
Can I request payouts daily on Sniper?
Yes, once you meet the payout requirement. Each request needs $2,500 in profit since the previous one, and payouts are capped at $500 for the first two and $1,000 after that.
Does the Payday 50K drawdown lock?
Yes. The $2,000 End-of-Day trailing drawdown locks at $50,000 once the account closes a day at $52,000 or higher. Sniper and Accelerate 25K drawdowns never lock.
What is the payout buffer on Accelerate 25K?
$1,100. Only profit above a $26,100 balance can be withdrawn, and each payout is capped at $500.
Is the price one-time?
Yes. Sniper is $69.99, Payday is $79.99 and Accelerate 25K is $39.99, each paid once, with no monthly fee and no activation fee. These are launch prices at the time of writing.
Are FFF Labs accounts simulated or live?
Simulated. You trade live market data on a simulated balance, and FFF pays approved profits at a 90/10 split. Traders who meet the Professional Stage benchmarks can be reviewed for a move to live capital, on the same path as every other FFF plan.
Which platforms can I use?
You choose Tradovate or WealthCharts at checkout.
Check the terms before you buy
All three Labs plans are on the challenge selector under the Labs tab. Before you buy, read the help center article for the plan you want and decide whether its drawdown and payout requirements match how you actually trade. If one does, that is your plan.
Related: S2F Accelerate 50K, evaluation vs instant funding, trailing vs End-of-Day drawdown, is Funded Futures Family legit?
Ready to earn
with the Family?
Join Tier 1 in minutes, get your code, and start earning 10% on every evaluation you refer.