FFF Premier+ vs MyFundedFutures Builder (2026): 90/10 vs 80/20
Writer
Funded Futures Family Team
Facts checked August 16, 2026. FFF numbers come from the live Premier+ plan page and help center. MyFundedFutures numbers come from their help center’s Builder plan guides (updated July 2026) and site, checked the same date. Verify at checkout, terms change.
Short answer: Builder is MFF’s budget plan and it’s priced like one, but it pays 80/20 where Premier+ pays 90/10, and it carries a 50% consistency rule on the funded account where Premier+ Fast Pass has none. Builder’s wins are real: cheaper entry, a payout window every 48 hours, and a fast lane to MFF’s live program after five payouts. Premier+’s case is the long game: every payout is 90% yours, caps go to $2,000 instead of a flat $1,000, and you can keep collecting to $100K instead of capping out at five sim payouts. Traders chasing a cheap shot at live capital pick Builder. Traders planning to actually live off sim payouts pick Premier+.
The two plans in one table
Builder comes in 25K and 50K only, so this table compares those sizes.
| FFF Premier+ (25K / 50K) | MFF Builder (25K / 50K) | |
|---|---|---|
| Pricing (monthly) | $89–$154 (Intraday) or $119–$194 (EOD) list; code FFF currently brings Fast Pass EOD to $86 (25K) / $116 (50K) | Listed at $105–$153 depending on size and drawdown option; promos showed $53–$92 in July–August 2026 |
| Profit target | $1,500 / $3,000 | $1,500 / $3,000 |
| Evaluation consistency | None on Fast Pass (1-day pass); 50% on Standard | None, 1-day pass possible |
| Evaluation drawdown | Choice: Intraday $1,000/$2,000 or EOD $750/$1,500 | EOD trailing $1,000 / $2,000 (a $1,500 option exists on the 50K) |
| Daily loss limit | None | None on 25K; $1,000 soft pause on 50K |
| Funded account starts at | Full account balance | $0, can go negative before the trail reaches breakeven |
| Funded consistency | None | 50%, resets after each approved payout |
| Payout cadence | Every 5 qualifying trading days ($200+) | Request 48 hours after your first funded trade; 2 qualifying days per cycle |
| Buffer | None ($1+ net profit since last payout) | Max loss + $100 must be cleared ($1,100 / $2,100) |
| Max per payout | 50% of profit up to $1,000 / $2,000 | Flat $1,000 cap per cycle |
| Profit split | 90/10 from the first dollar | 80/20 |
| Sim payout ceiling | Up to $100K total per user | 5 sim payouts, then live promotion eligibility |
| Concurrent accounts | 5 active funded per user, all plans combined | 2 Builder sim accounts (25K) or 1 (50K) |
| News trading | Allowed | Allowed |
| Payout processing | Instant approvals; funds in Rise within hours | Manual review, 6–12 business hours per their site (August 2026) |
Sources: the Premier+ page and FFF payout rules; MFF’s Builder 25K and 50K comprehensive guides, checked August 16, 2026.
Where MFF Builder genuinely wins
Cost and cadence. Builder’s promo pricing hit $53 a month for the 25K, under Premier+’s current $86 Fast Pass EOD with code FFF, and the evaluation is as easy as evaluations get: one qualifying day, no consistency rule, End-of-Day drawdown. Once funded, your first payout window opens 48 hours after your first trade, with each cycle needing only two qualifying days and $250 of net profit. Premier+ makes you bank five qualifying days per cycle.
Builder is also the cheapest credible route to a live account in MFF’s lineup: five approved sim payouts and you’re eligible for promotion. If your goal is a live account and you treat sim payouts as gas money along the way, Builder’s design makes sense and its price is hard to argue with.
Where Premier+ pulls ahead
The split does most of the talking. MFF’s own Builder example: a trader with $2,600 in sim profits requests the $1,000 maximum and receives $800 after the 80/20 split. The same $1,000 request at FFF pays $900. Every payout, forever, is 12.5% larger at the same request size. On a 50K the gap widens because Premier+’s cap is $2,000 per request against Builder’s flat $1,000.
Then the rules. Builder’s funded account carries a 50% consistency rule, so one big day can lock your payout until you balance it out; Premier+ Fast Pass has no consistency rule at any stage. Builder holds a buffer of max loss plus $100 out of reach; Premier+ has no buffer at all, just be $1+ net positive since your last payout. Builder’s funded account starts at $0 and can go negative; Premier+ starts at full balance. And Builder’s road ends at five sim payouts, a lifetime sim maximum of $5,000 requested ($4,000 received after the split) before the live decision. Premier+ keeps paying to $100K per user. A trader who wants to stay in sim and compound payouts simply has more runway at FFF, at every size up to 150K, which Builder doesn’t offer at all.
Which one fits you
Pick Builder if you want the cheapest possible ticket to a live-account shot and you’re fine giving up 20% of each payout on the way. Pick Premier+ if payouts are the point: 90/10, no consistency rule, no buffer, higher caps, and no five-payout ceiling. The broader firm comparison, covering MFF’s Rapid and Pro plans too, is at FFF vs MyFundedFutures. Payout receipts are on the reviews page, and full mechanics are on the payout speed page.
At checkout, code FFF takes the best current discount, or first50 gets 50% off your first account plus a $250 bonus on your first payout.
Frequently asked questions
What profit split do Builder and Premier+ pay?
Builder pays 80/20 on all five of its sim payouts. Premier+ pays 90/10 from the first dollar. On a $1,000 payout request that’s $800 at MFF versus $900 at FFF.
Which plan pays out faster?
Builder’s cycles are shorter: a window 48 hours after your first funded trade and only 2 qualifying days per cycle, against Premier+’s 5 qualifying days. Processing runs the other way: FFF approvals are instant with funds in hours, while MFF reviews manually within 6–12 business hours.
Does Builder have a consistency rule?
Not during the evaluation, but the funded account carries a 50% rule: your largest day can’t exceed half your cycle profit, resetting after each payout. Premier+ Fast Pass has no consistency rule at any stage.
How much can I make on each plan in sim?
Builder allows 5 sim payouts at a flat $1,000 cap each, so a maximum of $5,000 requested ($4,000 after the 80/20 split) before live promotion. Premier+ has no payout-count limit and caps requests at $1,000–$2,000 for these sizes, up to FFF’s $100K total per user.
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